![]() We can quickly give an indication as to the feasibility of what they are looking to do, undertake detailed research on the potential rates, confirm we can safely assist and importantly, express how we operate. Typically clients using the service, tell us they want to discuss their current situation and take us through any difficulties they may have. There are three stages to our award winning process: 1 A number of our clients watched us on BBC TV Newsnight and supported our shortlist nomination for Best Broker Prime and Best UK Mortgage Adviser at the prestigious Money Marketing Financial Services Awards and British Mortgage Awards respectively. We have been voted the Overall Adviser of the Year for the largest UK mortgage and protection network, two years in a row and have recently won a national industry award for Excellence in Treating Customers Fairly. We regularly assist clients with mainstream and complex finance and we are UK specialists in arranging mortgages for clients with non standard requirements. Importantly, we appreciate the ambiguities and difficulties in this area of UK lending and work to provide an appropriate solution. ![]() RH, Stanmore Our mortgage service is based not only on knowing all the mainstream UK lender’s criteria but also on our ability to access bespoke mortgages for non standard and unusual situations.Īs you would expect with an award winning company, all our finance is arranged through fully authorised, regulated mortgage lenders, whom can offer Capital Fortune, exclusive products and rates.Īs a comprehensive panel of lenders broker in this area, we know our lenders and lending criteria. It went through smoothly, more smoothly than any other mortgage I've taken out. which was unusual and certainly must have been difficult. They frequently seek to ensure that they do not fall foul of the lenders conditions or invalidate the property insurance given the property’s semi-commercial/residential status. They generally are looking for appropriate guidance to obtain the best available deals in the market. They find it difficult to understand why the vast majority of lenders will not consider their individual circumstances when securing the mortgage. They usually have a healthy deposit for a purchase or significant equity to undertake a re-mortgage. They may have spoken to a number of brokers without success, before making contact with us.Ĭlients we successfully help in similar situations, typically tell us of their annoyance at the current restrictions on obtaining a mortgage on a home with attached stables, kennels or cattery. ![]() Reuben, South London, SE27 Usually we find that clients seeking these types of mortgages have more specialised finance needs and we are able to provide personalised advice on the appropriate lenders to meet those requirements. Often they express their frustration in finding an appropriate lender or are a little unsure how to start their search despite these properties being the ideal home for them.Ĭapital Fortune are a blessing.I feel like I’ve got the best rate on the market and a very personable and friendly service. ![]() They tell us of the difficulty they have experienced in trying to arrange competitive finance on houses with stables, kennels or catteries. Typically, clients we successfully assist tell us they are looking to change their lifestyle and buy a property with commercial stables, kennels or cattery attached. Clients tell us they may have approached their Bank or current mortgage lender and have been declined for a mortgage on a house with stables, kennels or a cattery because of the mixed residential and commercial use of the property. We work with a number of lenders who are able to consider these types of properties on a case by case basis, subject to underwriting and valuers' comments. Joe Crosby, Golders Green We assist clients arrange mortgages on properties with stables, kennels and/or catteries. I would recommend Capital Fortune to any one asking and I do so too. It was quite an easy decision to make….the run of the mill mortgage brokers really were not going to be able to help me on this one.
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